Terms & Conditions

Effective Date: June 22, 2026

Welcome to Fairwealth Financial Services (“Company,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your access to and use of the Fairwealth Financial Services website (“Website”) and any information, products, or services offered through it.

By accessing or using this Website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please discontinue use of the Website.

1. About Us

Fairwealth Financial Services provides financial information, investment-related services, insurance solutions, wealth management, financial planning, loan assistance, and other financial products and services, either directly or through authorized partners, subject to applicable laws and regulatory guidelines.

The content available on this Website is intended for informational purposes and should not be considered personalized financial, legal, tax, or investment advice.

2. Acceptance of Terms

By accessing this Website, you confirm that:

You are at least 18 years of age or legally competent under applicable laws.
You agree to comply with these Terms.
You will use the Website only for lawful purposes.
You understand that certain services may require additional agreements or documentation.

3. Services Offered

Our Website may provide information regarding:

Mutual Funds
SIP Investments
Insurance Products
Wealth Management
Retirement Planning
Tax Saving Investments
Financial Planning
Loan Assistance
Fixed Income Products
Portfolio Management
Financial Calculators
Investment Insights
Market Updates

Availability of services may vary based on applicable laws, location, eligibility, and regulatory approvals.

4. No Financial Advice

The information available on this Website is provided solely for general informational and educational purposes.

Nothing contained on this Website should be interpreted as:

Investment advice
Financial advice
Tax advice
Legal advice
Recommendation to buy or sell any financial product

Users are advised to consult qualified financial advisors before making investment decisions.

Investment decisions are subject to market risks, and past performance does not guarantee future returns.

5. User Responsibilities

You agree that you will:

Provide accurate information while submitting inquiries.
Not misuse the Website.
Not upload malicious software or harmful content.
Not attempt unauthorized access to our systems.
Not interfere with Website security or functionality.
Comply with all applicable laws.

6. Account Registration

Some services may require registration.

You agree to:

Maintain accurate account information.
Keep login credentials confidential.
Notify us immediately of unauthorized access.
Accept responsibility for activities conducted through your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

7. Intellectual Property Rights

All content available on this Website, including but not limited to:

Logos
Graphics
Icons
Text
Articles
Images
Videos
Software
Design
Layout
Source Code
Trademarks

is owned by or licensed to Fairwealth Financial Services and protected under applicable intellectual property laws.

No material may be copied, reproduced, modified, distributed, or republished without prior written permission.

8. Third-Party Websites

This Website may contain links to third-party websites for your convenience.

We do not control or endorse third-party websites and are not responsible for:

Their content
Privacy practices
Security
Accuracy
Products or services

Users access third-party websites at their own risk.

9. Investment Risk Disclaimer

All investments involve varying degrees of risk.

Market conditions, economic changes, government policies, and other factors may affect investment performance.

Users acknowledge that:

Investments may lose value.
Returns are not guaranteed.
Past performance is not indicative of future results.
Users are responsible for evaluating investment suitability.

10. Accuracy of Information

While we strive to keep all information accurate and up to date, we do not guarantee:

Completeness
Accuracy
Reliability
Timeliness
Availability

Content may change without prior notice.

11. Limitation of Liability

To the fullest extent permitted by law, Fairwealth Financial Services shall not be liable for:

Direct damages
Indirect damages
Incidental damages
Consequential damages
Financial losses
Loss of profits
Loss of business opportunities
Data loss

arising from:

Use of the Website
Reliance on Website content
Technical interruptions
Unauthorized access
Third-party services

12. Website Availability

We strive to maintain uninterrupted Website availability; however, we do not guarantee that the Website will always remain:

Available
Error-free
Secure
Virus-free

Maintenance, upgrades, or unforeseen circumstances may temporarily affect availability.

13. User Submissions

If you submit:

Contact forms
Feedback
Suggestions
Reviews
Documents
Queries

you grant us the right to use such information solely for responding to your request, improving our services, and as permitted by applicable law.

Users must ensure submitted information is lawful and accurate.

14. Privacy

Your use of this Website is also governed by our Privacy Policy.

Please review our Privacy Policy to understand how we collect, use, store, and protect your personal information.

15. Cookies

Our Website may use cookies and similar technologies to:

Improve Website performance
Remember user preferences
Analyze Website traffic
Enhance user experience

Users can manage cookie preferences through their browser settings.

16. Prohibited Activities

Users shall not:

Attempt to hack the Website.
Introduce viruses or malware.
Use automated scraping tools without authorization.
Copy Website content unlawfully.
Misrepresent identity.
Engage in fraudulent activities.
Violate applicable laws.

Violation may result in termination of access and legal action.

17. Regulatory Compliance

Certain financial products and services displayed on this Website may be governed by applicable regulatory authorities.

Nothing on this Website should be interpreted as an offer where prohibited by law.

Users are responsible for ensuring compliance with local regulations applicable to them.

18. Indemnification

You agree to indemnify and hold harmless Fairwealth Financial Services, its directors, employees, affiliates, partners, and representatives from any claims, liabilities, damages, losses, or expenses arising from:

Violation of these Terms
Misuse of the Website
Violation of applicable laws
Infringement of third-party rights

19. Changes to These Terms

We reserve the right to modify these Terms at any time.

Updated versions will be posted on this page along with the revised Effective Date.

Continued use of the Website constitutes acceptance of the revised Terms.

20. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the competent courts where Fairwealth Financial Services operates, unless otherwise required by applicable law.

21. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

22. Force Majeure

We shall not be liable for any failure or delay in performance resulting from events beyond our reasonable control, including natural disasters, government actions, internet failures, cyberattacks, pandemics, or other force majeure events.

23. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us through the contact details provided on the Fairwealth Financial Services website.

Important Disclaimer

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. Financial products and services should be evaluated based on your individual financial goals, risk appetite, and professional advice where appropriate.