Privacy Policy

Effective Date: June 22, 2026

At Fairwealth Financial Services (“Company,” “we,” “our,” or “us”), we value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, disclose, and safeguard your personal information when you visit our website or use our financial products and services.

By accessing or using our website, you agree to the practices described in this Privacy Policy. If you do not agree with this policy, please discontinue using our website.

1. Introduction

Fairwealth Financial Services provides a range of financial services, including but not limited to:

Mutual Fund Investments
SIP Planning
Wealth Management
Financial Planning
Insurance Solutions
Retirement Planning
Tax Saving Investments
Loan Assistance
Fixed Income Products
Investment Advisory Support
Financial Calculators
Portfolio Review

Protecting your personal information is one of our highest priorities. We process your information responsibly and in accordance with applicable laws.

2. Information We Collect

Depending on the services you request, we may collect the following information.

Personal Information

Full Name
Email Address
Mobile Number
Residential Address
City and State
Date of Birth (where applicable)
PAN Number (where required)
Aadhaar Number (only where legally permitted)
Occupation
Annual Income
Investment Preferences
Risk Profile
KYC Information
Identity Documents submitted during onboarding

Financial Information

Where required for financial services, we may collect:

Investment Details
Mutual Fund Portfolio Information
Insurance Requirements
Loan Requirements
Financial Goals
Banking Information (where necessary)
Payment Details
Transaction Information

Sensitive financial information is collected only where required for providing our services and in compliance with applicable regulations.

Technical Information

When you visit our website, we may automatically collect:

IP Address
Browser Type
Operating System
Device Information
Referring Website
Pages Visited
Date and Time of Visit
Session Information
Cookies
Analytics Data

3. How We Collect Information

We collect information through:

Contact Forms
Lead Forms
Consultation Requests
Investment Enquiries
Insurance Enquiries
Loan Applications
Newsletter Sign-ups
Customer Support Requests
Cookies
Website Analytics Tools
Third-party integrations where authorized by you

4. Why We Collect Your Information

We use your information to:

Provide financial services.
Respond to your enquiries.
Process investment requests.
Assist with insurance and loan applications.
Verify your identity where legally required.
Complete KYC procedures.
Improve customer experience.
Personalize our services.
Send important service updates.
Share investment insights and newsletters (where you have consented).
Prevent fraud and unauthorized activities.
Meet legal and regulatory obligations.
Improve website functionality.

5. Legal Basis for Processing

We process personal information based on one or more of the following:

Your consent.
Performance of a contract.
Compliance with legal obligations.
Legitimate business interests.
Regulatory requirements applicable to financial institutions.

6. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

Improve website performance.
Remember your preferences.
Analyze website traffic.
Enhance user experience.
Measure marketing campaign performance.
Detect security threats.

You may disable cookies through your browser settings. However, some features of the website may not function properly if cookies are disabled.

7. How We Protect Your Information

We implement reasonable technical and organizational safeguards to protect your information, including:

SSL Encryption
Secure Servers
Firewall Protection
Role-based Access Controls
Data Encryption
Secure Payment Processing
Regular Security Monitoring
Malware Protection
Limited Employee Access
Confidentiality Agreements

Although we strive to protect your information, no internet transmission or electronic storage system can be guaranteed to be 100% secure.

8. Sharing of Information

We do not sell your personal information.

We may share your information only when necessary with:

Asset Management Companies (AMCs)
Insurance Companies
Banking Partners
Loan Providers
Payment Service Providers
KYC Verification Agencies
Technology Service Providers
Regulatory Authorities
Government Agencies where legally required
Auditors and Legal Advisors

All such parties are required to maintain appropriate confidentiality and security standards.

9. Third-Party Websites

Our website may contain links to external websites.

We are not responsible for the privacy practices, security, or content of third-party websites. Users should review the privacy policies of those websites separately.

10. Data Retention

We retain personal information only for as long as necessary to:

Provide requested services.
Meet legal obligations.
Resolve disputes.
Prevent fraud.
Maintain business records.
Comply with regulatory requirements.

Once information is no longer required, it is securely deleted or anonymized where appropriate.

11. Your Rights

Subject to applicable law, you may have the right to:

Access your personal information.
Correct inaccurate information.
Update your details.
Withdraw consent (where processing is based on consent).
Request deletion of information where legally permissible.
Request restriction of processing.
Object to certain types of processing.
Receive information about how your data is processed.

To exercise these rights, please contact us using the details provided below.

12. Children’s Privacy

Our services are intended for individuals who are at least 18 years of age.

We do not knowingly collect personal information from children. If we become aware that information has been collected from a minor without appropriate authorization, we will take reasonable steps to delete such information.

13. Marketing Communications

With your consent, we may send:

Investment Updates
Financial Newsletters
Market Insights
Product Announcements
Promotional Offers
Educational Content

You may opt out of marketing communications at any time by using the unsubscribe link in our emails or by contacting us directly.

14. Data Security Incident

In the event of a security incident affecting your personal information, we will take appropriate steps to investigate, mitigate risks, and comply with applicable legal and regulatory notification requirements.

15. International Data Transfers

If your information is transferred outside your country of residence for processing or storage, we will take reasonable measures to ensure that appropriate safeguards are in place and that such transfers comply with applicable data protection laws.

16. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, legal obligations, or business practices.

Any updates will be published on this page with the revised Effective Date. Continued use of our website after changes are posted constitutes your acceptance of the updated Privacy Policy.

17. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us using the contact details available on the Fairwealth Financial Services website.

18. Regulatory Disclaimer

Fairwealth Financial Services is committed to complying with applicable financial services, privacy, and data protection laws. Any information collected through this website is processed solely for legitimate business, regulatory, and customer service purposes.

Investment Disclaimer

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. The value of investments may fluctuate, and past performance is not indicative of future results. Investment decisions should be made after carefully considering your financial objectives, risk tolerance, and consulting a qualified financial advisor where appropriate.

Why this Privacy Policy is suitable for your website

This version is designed specifically for a financial services website like Fairwealth Financial Services and includes:

Finance and investment-specific privacy clauses
Mutual funds, SIPs, insurance, wealth management, and loan services
Cookie and analytics policy
KYC and financial data handling
Security and encryption practices
User rights under modern privacy laws
SEO-friendly structure with clear headings
Professional language suitable for corporate financial websites
Regulatory and investment disclaimers relevant to the financial industry